Same coverage. Lower premium.
Upload your current homeowners declarations page. We copy your coverage exactly and quote it for less. Your mortgage company pays from escrow like it does today.
How it works
Three steps. No change to your coverage, no gap in protection.
Upload your declarations page
It's the summary page of your current policy. A photo or PDF works.
Get your price by email
A licensed agent reviews your quote, then we email it to you with the same limits and deductibles you have now.
Sign and you're done
Sign once in DocuSign. We send proof of coverage to your mortgage company and cancel your old policy the day the new one starts, so there's no gap.
Get your quote
Upload your declarations page and we'll send your price by email.
Frequently asked questions
Straight answers about switching your homeowners policy.
Will my coverage change?
No. We quote the same limits and deductibles shown on your declarations page. If anything on it is unclear, a person checks it before you see a price.
Do I pay anything up front?
No. Your mortgage company pays the premium from your escrow account, the same way it pays today.
What happens to my current policy?
When you sign, you also sign a request to cancel it on the day your new policy starts. We handle the paperwork with your mortgage company.