The richer, more complex life gets, the more risk it involves.
Our job is to build for each client an individualized insurance solution that gives you the confidence and freedom to go wherever your life and goals take you.
Protect What Matters Most
At The Veteran Lending Team, we’re more than mortgage specialists; we’re your partners in securing a safe future. That’s why we’ve created The Veteran Insurance Team, offering tailored insurance products for veterans and military families.
Discover The Veteran Insurance Team’s Insurance Solutions
Explore our insurance solutions below. Whether you need homeowner’s insurance, life insurance, or other specialized coverage, VIT provides the protection you deserve.
How to Get Started
Visit Our Insurance Section: Click on the insurance tab on our website.
Browse Our Offerings: Explore our solutions and choose the right insurance products for your needs.
Request a Quote: Connect with us for a personalized quote that fits your unique situation.
We’re Here to Help
The Veteran Insurance Team is committed to safeguarding your home and family. For any assistance or questions, our dedicated team is just a message away.
Secure your future today with the right coverage.
PERSONAL
COMMERCIAL
HEALTH
LIFE
HOME
From minor damage to catastrophe, the right policy and a reliable claims process make all the difference.
AUTO/MOTORCYCLE
We’ll provide you with options, not just prices, so you can make the best choice for you.
UMBRELLA
Protects you and your assets from liability for personal injury and property damage.
RECREATIONAL VEHICLES
Go ahead, live life to the fullest! That’s what the right protection lets you do.
Offroad Vehicles, Jetskis, Boat, Golf Cart, Classic Car, RV
COMMERCIAL VEHICLES
We will custom create the best coverage for one or two vehicles or a fleet of delivery trucks.
PROPERTY INSURANCE
Different types of properties and equipment require a different kind of insurance partner.
Tenant Occupied, Warehouse, Apartment Buildings, Low and High Rise
BUSINESS
If something happened, either physical or cyber, the right insurance will save the company.
Workman’s Compensation, General Liability, Owners Policies, Business Interruption, Profession Insurance
INLAND MARINE
Don’t let the name confuse you. This insurance covers equipment stolen or damaged in an accident during transport by truck or rail.
PORTFOLIO REVIEW
Insurance due diligence for mortgage portfolios is critical for accurate asset qualification and valuation.
FIX AND FLIP
We specialize in insurance policies for protecting lender and investor interests during property renovations for resale.
EMPLOYEE BENEFITS
Regardless of the size of your group, we work alongside you to ensure you have the right level of benefits and services that best meet your needs. Our team will illustrate how a group health plan can help you fill in health care gaps while minimizing costs.
All employers say they value their employees. The ones who really mean it use their employee benefits program to put their money where their mouth is. Incenter Insurance partners with My Benefit Advisor to provide the comprehensive benefit programs you need to attract and retain great employees— at a price you can afford.
MEDICARE
Medicare isn’t simple. And every year, plan specifics change—which makes staying informed and up-to-date a constant necessity. Thankfully, there’s help.
Understand your options – from traditional Medicare to Medicare Advantage to Supplemental and Prescription Drug coverage.
ANCILLARY
Our comprehensive ancillary benefit offerings afford us the opportunity to develop and implement customized solutions for our clients.
This is where our ability to truly customize insurance for each and every customer really shines. Disability insurance for the self-employed, family dental plans, and critical illness. We start by listening to you tell us where there may be gaps in your insurance and then we can discuss your options with you.
INDIVIDUAL & FAMILY
If you’re self-employed, unemployed, between jobs, a student, a retiree, or your employer does not offer health insurance coverage, we can help you find an individual or family plan that meets your needs and fits your budget.
If you’re among the tens of millions of Americans responsible for their own health insurance, trying to figure out the right plan on your own is a daunting experience. Deductibles, coverage options, physician choices— It’s hard to get the answers when you’re not even sure which questions you should be asking! Incenter Insurance is your objective, independent advisor ready to guide you through to the best decision.
MARRIAGE
Getting married is a wonderful thing. It also means sharing life’s risks with someone who you want to be sure can carry on financially without you. Divorce agreements, on the other hand, often include a life insurance obligation. Let the experts at Incenter Insurance Solutions assess your personal situation and get you the appropriate coverage at the best price possible.
BUYING A HOME
It’s devastating. The primary family breadwinner passes unexpectedly in their 30s, 40s or 50s. The remaining spouse and children have to face the fact they can’t afford to stay in their home. Purchasing life insurance when you buy your first home, and then making sure the policy is periodically reviewed as your home’s value and carrying costs increase (or if you move), is a financial planning imperative.
HAVING CHILDREN
Yikes! Did you know that it costs, on average $250,000 to raise a child to the age of 18? And that’s before college. Having sufficient life insurance means your kids will be able to have the kind of childhood you want them to have; free from financial stress and worry.
COLLEGE-BOUND ENDING
The cost of a college education has reached an all-time high: $166,000 for four years of private college or university and $60,000 at public schools. And it would be devastating if your child or children had to drop out of school because you were no longer there to pay the tuition. The right life insurance coverage will save the day and their dreams of graduation.
CHANGING JOBS
Changing jobs usually means a change in income, maybe even a move to a new city or town. Your new employer may or may not offer adequate life insurance coverage; especially if your family has grown along with your career. There’s only one way to find out — our life insurance experts will give you a fair and honest assessment of what’s available to you and whether or not you may need to supplement it to maintain your family’s quality of life.
RETIREMENT
While most of us carefully plan out how much money we will need to see us through our golden years, life insurance often gets left out of the equation. And yet, having the right life insurance, and updating beneficiaries and allocations, is just as critical after you retire as it was before.
Call Us
Whether you’re ready to apply now, or simply looking to explore your options, this is the easiest way to get started. Our all Veteran Team of experienced lending professionals stand ready to listen to your situation and give you No BS, No Nonsense, advice.
