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Hello, my name is Matt Elliott, and I am a licensed Loan Officer with the Veteran Mortgage Team. As a fellow veteran who served in Iraq with the Marine Corps in 2009, I understand the importance of utilizing your VA Home Loan benefit. When I entered the home buying process in 2017, I knew that I wanted to use my VA Home Loan benefit. However, I was surprised to learn that many sellers might not accept my offer in a bidding war if I used a VA Home Loan.

As a veteran, buying a home can be a significant milestone in your life. It is a sense of stability that we often crave after years of serving in the military. For me, using my VA Home Loan benefit was a point of pride. I was proud to have served my country, and I was proud to be able to take advantage of the benefits available to me.

However, when I first started the home buying process, I was not aware of the challenges that come with using a VA Home Loan. I was told by my realtor and loan officer that sellers might be hesitant to accept my offer if I used a VA Home Loan. This misconception is something that many veterans returning home from Iraq and Afghanistan experience. The reality is that VA Home Loans can be just as competitive as other types of loans, and it is important to work with a lender that specializes in VA Home Loans.

That is why I partnered with my Loan Officer and Realtor to make sure my offer was competitive. We worked together to get my offer accepted on the first try. It was a huge relief, and it made me realize the importance of working with a lender that has experience with VA Home Loans.

One of the benefits of VA Home Loans is that they offer many advantages that other loan types do not. For example, the funding fee is waived if you are service-connected disabled, and there is no down payment required. These benefits can make a big difference in the affordability of a home for veterans.

As a Mortgage Loan Officer with the Veteran Mortgage Team, my job is to make sure that your offer is competitive with conventional and FHA Home Loans. We are VA Home Loan experts, and we are here to help veterans become homeowners. We understand the challenges that veterans face when it comes to transitioning back to civilian life, and we are here to help make the home buying process as smooth and stress-free as possible.

In conclusion, if you are a veteran looking to buy a home, I highly recommend that you utilize your VA Home Loan benefit. It is a well-deserved benefit that you have earned through your service to our country. Do not be deterred by misconceptions about VA Home Loans. Work with a lender that specializes in VA Home Loans, like the Veteran Mortgage Team, and let us help you become a homeowner.